1. COMPANY IDENTIFICATION AND SCOPE
These Terms of Use (“Terms”) govern your access to and use of any websites, applications, services, or digital platforms operated by Altea Partners Group S.à r.l., a Luxembourg société à responsabilité limitée with its registered office at 1A Heienhaff, L-1736 Senningerberg, Grand Duchy of Luxembourg, Registration Number B296428, and all of its direct and indirect subsidiaries, affiliates, and related entities (collectively, the “Altea Partners Group”, “Company”, “we”, “us”, or “our”).

By accessing or using our websites, services, or platforms (collectively, the “Services”), you (“User”, “you”, or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

2. ACCEPTANCE AND MODIFICATION OF TERMS
2.1 Acceptance
Your access to or use of our Services constitutes your acceptance of these Terms. If you do not agree to these Terms, you must immediately cease all use of our Services.

2.2 Modifications
We reserve the right, in our sole discretion, to modify, update, or replace these Terms at any time without prior notice. Modifications will be effective immediately upon posting on our website. Your continued use of our Services following any modification constitutes your acceptance of the modified Terms. It is your responsibility to regularly review these Terms for updates.

2.3 Additional Terms
Specific services may be subject to additional terms and conditions, which shall supplement and not replace these Terms.

3. GENERAL INFORMATION DISCLAIMER

3.1 No Professional Advice
The information provided through our Services is for general informational purposes only and does not constitute legal, financial, tax, investment, professional, or other advice tailored to your specific circumstances. We do not warrant the accuracy, completeness, timeliness, or reliability of any information provided.

3.2 No Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ALTEA PARTNERS GROUP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND DATA ACCURACY.

3.3 Information Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, reliability, or completeness of any content. Information may be outdated, inaccurate, or incomplete, and you should not rely on it without independent verification.

4. COMPREHENSIVE LIMITATION OF LIABILITY

4.1 Maximum Liability Limitation
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE ALTEA PARTNERS GROUP, INCLUDING ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS, AND ASSIGNS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or business opportunities
• Loss of data or business interruption
• Personal injury or property damage
• Third-party claims or actions
• Any damages arising from use or inability to use our Services
• Damages resulting from reliance on information provided
• Any damages exceeding the amount actually paid by you to us in the 12 months preceding the claim

4.2 Service Availability
We do not guarantee that our Services will be available, uninterrupted, secure, or error-free. We may suspend or discontinue Services at any time without notice or liability.

4.3 Third-Party Content
We are not responsible for any third-party content, websites, services, or actions. Any dealings with third parties are solely between you and such parties.

4.4 Legal Limitations
Some jurisdictions do not allow certain liability limitations. To the extent such limitations are prohibited, our liability shall be limited to the maximum extent permitted by applicable law.

5. NO OFFER OR SOLICITATION

5.1 General Disclaimer
Nothing on our Services constitutes an offer, solicitation, recommendation, or advice to:

• Purchase or sell any securities, financial instruments, or investments
• Enter into any business transaction or relationship
• Engage our professional services
• Make any financial or business decisions

5.2 Jurisdiction Restrictions
Our Services and any information provided may not be suitable for users in all jurisdictions. You are responsible for ensuring compliance with your local laws and regulations.

5.3 Independent Decision Making
Any business or investment decisions you make based on information from our Services are made at your own risk and discretion. You should consult qualified professionals before making any decisions.

6. THIRD-PARTY LINKS AND SERVICES

6.1 No Responsibility
Our Services may contain links to third-party websites, services, or resources. We provide these links for convenience only and do not endorse, control, or assume responsibility for:

• The content, accuracy, or availability of third-party sites
• The privacy practices or security of third-party services
• Any damages or losses arising from your use of third-party sites
• Any transactions or dealings with third parties

6.2 Independent Relationship
Your interactions with third parties are independent of your relationship with us. We are not a party to any agreements between you and third parties.

7. INTELLECTUAL PROPERTY PROTECTION

7.1 Ownership
All content on our Services, including text, graphics, logos, images, software, audio, video, and other materials (collectively, “Content”), is owned by the Altea Partners Group or our content suppliers and is protected by intellectual property laws.

7.2 Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services and Content solely for personal, non-commercial purposes, subject to these Terms.

7.3 Prohibited Uses
You may not, without our express written permission:

• Copy, modify, distribute, transmit, or create derivative works from our Content
• Use our Content for commercial purposes
• Remove or alter any copyright, trademark, or proprietary notices
• Use our trademarks, logos, or trade names
• Reverse engineer, decompile, or disassemble any software
• Access our Services through automated means (bots, scrapers, etc.)

7.4 User Content
If you submit any content to our Services, you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, modify, and distribute such content for any purpose.

8. USER CONDUCT AND PROHIBITED ACTIVITIES

8.1 Acceptable Use
You agree to use our Services only for lawful purposes and in accordance with these Terms. You are prohibited from:

• Violating any applicable laws or regulations
• Infringing intellectual property rights
• Transmitting harmful, offensive, or illegal content
• Attempting to gain unauthorized access to our systems
• Interfering with the operation of our Services
• Impersonating any person or entity
• Engaging in any fraudulent or deceptive activities

8.2 Monitoring
We reserve the right, but not the obligation, to monitor your use of our Services and take appropriate action for violations.

8.3 Termination for Violations
We may immediately terminate your access to our Services for any violation of these Terms or applicable law.

9. GOVERNING LAW AND JURISDICTION

9.1 Luxembourg Law
These Terms and your use of our Services are governed by and construed in accordance with the laws of the Grand Duchy of Luxembourg, without regard to conflict of law principles.

9.2 Exclusive Jurisdiction
Any disputes arising from or relating to these Terms or our Services shall be subject to the exclusive jurisdiction of the courts of Luxembourg. You irrevocably consent to such jurisdiction and venue.

9.3 Waiver of Jury Trial
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY PROCEEDING ARISING FROM OR RELATING TO THESE TERMS.

10. COOKIES AND DATA PROTECTION

10.1 Cookie Usage
Our Services use cookies and similar tracking technologies. By using our Services, you consent to our use of cookies as described in our Privacy Policy.

10.2 Data Processing
Your personal data is processed in accordance with our Privacy Policy and applicable data protection laws, including the General Data Protection Regulation (GDPR).

10.3 International Transfers
We may transfer your personal data to countries outside the European Economic Area, including countries that may not provide the same level of data protection as your home country. By using our Services, you consent to such transfers.

10.4 Third-Country Tools Warning
IMPORTANT NOTICE: We use, among other technologies, tools from companies located in third-party countries that are not deemed safe under data protection law, as well as US tools whose providers are not certified under the EU-US Data Privacy Framework (DPF). If these tools are enabled, your personal data may be transferred to and processed in these countries. Please note that no level of data protection comparable to that in the EU can be guaranteed in third countries that are insecure in terms of data protection law.

11. COMPREHENSIVE INDEMNIFICATION

11.1 User Indemnification
You agree to indemnify, defend, and hold harmless the Altea Partners Group, including its officers, directors, employees, agents, contractors, successors, and assigns, from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from or relating to:

• Your use of our Services
• Your violation of these Terms or applicable law
• Your infringement of any intellectual property or other rights
• Any content you submit or transmit through our Services
• Any disputes with third parties
• Any negligent or wrongful conduct on your part

11.2 Survival
This indemnification obligation shall survive termination of these Terms and your use of our Services.

11.3 Defense Rights
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, in which case you shall cooperate with our defense efforts.

12. FORCE MAJEURE

12.1 Excuse of Performance
We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to:

• Acts of God, natural disasters, or extreme weather conditions
• War, terrorism, civil unrest, or government actions
• Labor disputes, strikes, or lockouts
• Epidemic, pandemic, or public health emergencies
• Internet outages, cyber attacks, or technical failures
• Supplier failures or transportation disruptions

12.2 Mitigation Efforts
We will use reasonable efforts to mitigate the effects of any force majeure event and resume normal operations as soon as practicable.

13. BUSINESS PROTECTION PROVISIONS

13.1 Entire Agreement
These Terms constitute the entire agreement between you and us regarding the subject matter herein and supersede all prior or contemporaneous communications and proposals.

13.2 Assignment
We may assign these Terms or any rights hereunder without your consent. You may not assign these Terms without our prior written consent.

13.3 No Partnership
Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and us.

13.4 Statute of Limitations
Any claims arising under these Terms must be brought within one (1) year after the cause of action arose, or such claims will be forever barred.

13.5 Professional Privilege
Communications between you and us may be subject to professional privileges to the extent applicable.

14. SEVERABILITY AND ENFORCEABILITY

14.1 Severability
If any provision of these Terms is held invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. Any invalid provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

14.2 No Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

14.3 Headings
The headings in these Terms are for convenience only and do not affect interpretation.

15. TERMINATION

15.1 Termination Rights
We may terminate your access to our Services at any time, with or without cause, with or without notice, and with immediate effect.

15.2 Effect of Termination
Upon termination, your right to use our Services ceases immediately. Sections that by their nature should survive termination shall survive, including but not limited to liability limitations, indemnification, and governing law provisions.

15.3 Data Retention
We may retain certain information as required by law or for legitimate business purposes following termination.

16. DISPUTE RESOLUTION

16.1 Mandatory Arbitration
Any dispute, controversy, or claim arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in Luxembourg under the rules of the Luxembourg Arbitration Center, rather than in court.

16.2 Class Action Waiver
YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR OTHER REPRESENTATIVE PROCEEDINGS AGAINST US.

16.3 Small Claims Exception
Notwithstanding the arbitration requirement, either party may bring qualifying claims in small claims court.

17. ADDITIONAL PROTECTIVE PROVISIONS

17.1 Age Restrictions
Our Services are not intended for users under 18 years of age. By using our Services, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms.

17.2 Legal Compliance
You represent and warrant that your use of our Services complies with all applicable laws, regulations, and third-party agreements to which you are subject.

17.3 Export Controls
You acknowledge that our Services may be subject to export control laws and agree to comply with all applicable restrictions.

17.4 Currency and Language
These Terms are written in English, which shall be the controlling language for all purposes. Any translations are provided for convenience only.

18. CONTACT INFORMATION
For questions about these Terms, please contact us at:

Altea Partners Group S.à r.l.
1A Heienhaff
L-1736 Senningerberg
Grand Duchy of Luxembourg
Registration Number: B296428

Last Updated: 31 July 2025

NOTICE: These Terms of Use are designed to provide maximum legal protection while maintaining compliance with Luxembourg and EU law. They do not constitute legal advice. We recommend consulting with qualified legal counsel regarding specific situations or requirements.

ACKNOWLEDGMENT: By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use in their entirety.